1099 Mortgage Loan Officer — Houston Broker Shop, Better Splits, Full Support

Job Summary Join a dynamic mortgage brokerage team as a 1099 Mortgage Loan Officer, where you’ll have the opportunity to grow your business with full support, competitive splits, and a collaborative environment. This role is perfect for experienced loan officers who are motivated to expand their client base, close quality loans, and thrive in a fast-paced, customer-focused setting. You will originate, process, and close residential mortgage loans while leveraging comprehensive resources designed to maximize your success. Enjoy the freedom of working independently with the backing of a dedicated support team committed to your growth and achievement. Duties • Generate new mortgage loan opportunities through proactive outreach, networking, and referral partnerships • Evaluate borrower financials by conducting credit analysis and assessing income, assets, and liabilities • Originate loan applications by guiding clients through the loan process from initial consultation to closing • Negotiate terms with clients and third-party partners to secure favorable loan conditions while ensuring compliance with Fair Housing regulations and TILA (Truth in Lending Act) requirements • Collaborate with underwriters, processors, escrow officers, and other team members to ensure smooth loan processing and timely closings • Maintain thorough documentation of all transactions using mortgage servicing software such as Quicken or other financial software tools • Stay updated on FNMA (Fannie Mae) guidelines, banking regulations, and industry best practices to ensure compliance and optimal loan structuring Requirements • Proven experience as a mortgage loan officer or in financial sales within the mortgage or banking industry • Strong negotiation skills with the ability to build rapport and close deals effectively • Knowledge of FNMA guidelines, TILA regulations, Fair Housing laws, and mortgage servicing procedures • Proficiency in Quicken, accounting software, financial software, and basic math including 10-key typing skills • Excellent customer service skills with a focus on clear communication and client satisfaction • Ability to analyze credit reports and perform credit analysis accurately • Familiarity with loan origination systems, underwriting processes, loan processing steps, and escrow procedures • Strong organizational skills with attention to detail for contract management and compliance documentation This role offers an energetic environment where your sales expertise can flourish! We provide full support including marketing resources, training opportunities, and access to cutting-edge tools—all designed to help you succeed. If you’re passionate about helping clients achieve their homeownership goals while advancing your career in mortgage lending, this is the perfect opportunity for you! Job Type: Contract Pay: $5,000.00 - $200,000.00 per year Benefits: • Flexible schedule • Work from home Work Location: Remote Apply tot his job Apply To this Job