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Posted Jun 7, 2026

Analyst II, Credit Risk Analytics

Job Description: • Leverage advanced data analytics to derive insights and optimize credit strategies • Perform portfolio analytics including out of trend investigations and attribution analysis • Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities • Monitor portfolio as well as macroeconomic trends impacting loan performance • Drive adjustments to our underwriting and marketing strategies to mitigate risk • Contribute in enhancing the end-to-end portfolio management monitoring framework Requirements: • 3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required) • Curiosity to learn about data, models and algorithms • Extensive experience with SQL and Python • Ability to collaborate and influence across different teams in the organization • Ability to communicate findings and recommendations clearly to both technical and non-technical audiences • A passion for finding insights in data and driving change based on those insights Benefits: • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount