Fairstone Bank is a leading alternative lending bank in Canada, specializing in innovative financial solutions. The Credit Adjudicator role involves reviewing and adjudicating vehicle loan applications while ensuring compliance with credit policies and providing customer-oriented service.
Responsibilities
- Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation
- Ensure loan applications are assessed accurately and timely in a fast-paced environment
- Closely follow credit policy rules to ensure risk parameters are consistently followed
- Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners
- Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required
- Provide prompt, efficient, detailed customer-oriented service to all stakeholders
Skills
- You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details
- Verbal and written communication skills in French and English
- You thrive in a fast-paced environment and have strong attention to detail
- You are tech-savvy and know your way through Microsoft Office Suite and Outlook
- You must be available to work all shifts mentioned in the job description
- You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry
- Previous experience working with loan origination software
- Post-secondary education in Finance or Business Administration
Benefits
- Opportunity to earn an annual incentive bonus tied to performance
- Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.
- Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
- Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
- Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
- Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
- Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
- On-Site Fitness: Gym access at our London and Montreal offices.
- Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
- Family Support: Parental leave top-up program to help you during life’s big moments.
- Community Impact: One paid volunteer day to give back to causes that matter to you.
Company Overview
Fairstone Bank is a non-bank provider of responsible lending solutions for near-prime and non-prime borrowers. It was founded in 1923, and is headquartered in Montréal, Quebec, CAN, with a workforce of 1001-5000 employees. Its website is https://www.fairstone.ca.