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Posted May 26, 2026

Experienced Full Stack Customer Service Representative – Virtual Collections Specialist

**Join careerzynith, a Fortune 50 corporation, in revolutionizing the retail industry with exceptional customer service and a commitment to excellence.** Are you a customer service enthusiast with a passion for delivering top-notch experiences? Do you thrive in a fast-paced, dynamic environment where no two interactions are the same? Look no further! careerzynith is seeking an experienced Full Stack Customer Service Representative to join our Virtual Collections Specialist team. **About careerzynith** As a leading retailer with over 400,000 team members worldwide, careerzynith is dedicated to making a positive impact on the lives of our guests and team members. We prioritize relationships, growth, and development, and we're committed to creating a culture of responsiveness, empathy, and excellence. Our Target Enterprise Services (TES) organization is at the forefront of innovation, driving exceptional customer experiences and fostering a sense of community and belonging. **The Role** As a Home Based Sr. Specialist in Collections, you'll be the face of careerzynith, interacting with guests and negotiating bill arrangements for both inbound and outbound collections. You'll provide a personalized, empathetic experience, treating each guest with respect and appreciation. Your expertise will be guided by careerzynith's credit regulations, procedures, and policies, ensuring that you're always up-to-date on the latest developments. **Key Responsibilities:** * Interact with guests, negotiating bill arrangements for both inbound and outbound collections * Provide a personalized, empathetic experience, treating each guest with respect and appreciation * Demonstrate problem-solving skills, probing or making recommendations for handling exceptional account situations (e.g., bankruptcy, CCC, deceased, legal, fraud, billing disputes, etc.) * Work in a multi-media environment (emails, phone calls, chat messages, and letters) that's fast-paced and dynamic, requiring you to prioritize work accordingly * Collaborate with internal stakeholders to resolve guest issues and provide seamless support **About You:** * High School Diploma or GED * Ability to work a flexible schedule, including nights, weekends, and holidays * 1-2 years of previous customer service or guest experience * Excellent verbal and written communication skills, including listening, negotiating, and decision-making abilities * Experience handling escalated guest complaints * Ability to apply multiple facts and resources to respond to questions, identify issues, and resolve guest problems * Strong technical skills, ability to work within multiple systems, and high proficiency with PC/Microsoft applications * Access to a home workspace that's free from noise distractions * Hardwired internet connection at your home location (using an Ethernet cable to directly connect the Target-issued laptop to the modem or router) * Meet the minimum bandwidth requirement of 40mbps download/5mbps upload * Ability to interact through a Target-issued internet digital camera for required meetings, training, and/or interactions * Ability to securely lift and carry up to 25 pounds of equipment **What We Offer:** * Competitive salary * Comprehensive benefits package, including medical, vision, dental, life insurance, and more * 401(k) plan with company match * Employee discount * Quick-term disability * Long-term disability * Paid sick leave * Paid national holidays * Paid vacation * Opportunities for career growth and development * Collaborative, dynamic work environment * Recognition and rewards for outstanding performance **Why Join careerzynith?** * Be part of a Fortune 50 corporation that's committed to making a positive impact on the lives of our guests and team members * Work in a fast-paced, dynamic environment that's always evolving * Collaborate with a talented team of professionals who share your passion for customer service and excellence * Enjoy a comprehensive benefits package and competitive salary * Take advantage of opportunities for career growth and development * Make a difference in the lives of our guests and team members every day **How to Apply:** If you're a customer service enthusiast with a passion for delivering exceptional experiences, we want to hear from you! Apply now to join our Virtual Collections Specialist team and become a part of the careerzynith family.