Avant is a fintech company looking for a Portfolio Risk Associate to join their Risk & Analytics team. The role involves analyzing portfolio trends, supporting risk monitoring, and generating insights to drive data-informed decisions.
Responsibilities
- Analyze portfolio trends, customer behavior, and credit performance across originations and existing accounts
- Support portfolio monitoring through recurring analyses, reporting, and strategic insight generation
- Identify emerging risks, behavioral trends, and performance shifts within the portfolio
- Conduct deep dive analyses on delinquency trends, utilization behavior, payment patterns, profitability metrics, and customer segments
- Partner with Originations Risk and Account Management teams to evaluate portfolio performance and strategy impacts
- Mine and analyze large datasets using SQL and Python to support business decisions and risk monitoring initiatives
- Build and maintain dashboards, analytical datasets, and reporting frameworks
- Translate analytical findings into clear business insights and recommendations for leadership
- Perform ad hoc analyses related to portfolio strategy, growth initiatives, and macroeconomic trends
- Collaborate cross-functionally with Risk, Finance, Data Engineering, Product, and other internal teams
Skills
- Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, Data Analytics, Computer Science, Engineering, or a related quantitative field
- Strong analytical, problem-solving, and critical thinking skills
- Ability to communicate analytical findings clearly to both technical and non-technical audiences
- Comfortable working with large datasets and ambiguous business problems
- 1–3 years of experience in analytics, strategy, risk, financial services, or a related quantitative field preferred
- Experience with SQL and Python preferred
- Interest in consumer lending, credit risk, portfolio analytics, customer behavior analytics, or fintech preferred
Benefits
- Choice of great Medical, Dental, and Vision Insurance Plan options
- 401(k) match
- Flexible Time Off
- Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
- Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
- Lunch Allowance (Fooda) and In-office Snacks
- Summer Fridays
- Fun In-Office and Virtual Social Events
- And who doesn’t love the swag
Company Overview
Avant is an online lending platform that offers alternatives to its clients with safe financial products. It was founded in 2012, and is headquartered in Chicago, Illinois, USA, with a workforce of 201-500 employees. Its website is https://www.avant.com.Company H1B Sponsorship
Avant has a track record of offering H1B sponsorships, with 2 in 2026, 21 in 2025, 23 in 2024, 38 in 2023, 46 in 2022, 28 in 2021, 21 in 2020. Please note that this does not guarantee sponsorship for this specific role.