Aspire General Insurance Company is focused on delivering affordable specialty auto coverage while maintaining outstanding service. The Product Analyst will support product data and business intelligence initiatives, including analytics, reporting, and product development in collaboration with various teams.
Responsibilities
- Ability to work on complex problems / projects where analysis of situations or data requires an in-depth evaluation of multiple factors
- Support product management by delivering critical analytical insights; research, conduct high-quality analyses, reports, and communicate key product performance metrics
- Research key business data using statistical analysis and data mining to understand historical patterns that can be utilized to improve business performance
- Develops the programming of scalable and flexible data reporting and analysis solutions to fulfill the needs of the team
- Monitors product performance/results in coordination with actuarial, loss analytic and performance analytics
- Monitor the marketplace for emerging opportunities and identify competitor and industrial changes impacting the effectiveness of the current product offers and pricing position
- Work with business stakeholders to provide technical and analytical support, controlling aspects of the development of project deliverables including data gathering and manipulation, analysis and modelling, and communication of insights and recommendations
- Provides data mining, pattern and root cause analyses to help business units understand areas of untapped opportunity. Find areas of weakness and opportunity based on book performance. Collaborates with Product Managers to formulate an analytic data-driven approach to address business questions around product, pricing, processes and/or underwriting rules to take advantage of opportunities and strengthen weaknesses
- Works with product management and actuaries in developing and filing class, rate and / or form filings
- Provide, create, and develop automated technical solutions to complex manually intensive processes via Microsoft tools
- Provide guidance, collaboration, and execution of advanced data analysis. Enhance/maintain departmental data/databases
- Participate in testing and QA work of various inputs to and outputs from the data warehouse and Business Intelligence application(s)
Skills
- 0-5 years as a product analyst performing roles, or similar roles, and responsibilities listed above
- Advanced/solid understanding of personal insurance business. This includes understanding of products, coverage's, claim, underwriting, distribution channels, and business/sale centers
- This position is expected to operate under the direction and oversight of a product manager or other product leadership
- Developing leadership, innovation and initiating skills
- Critical thinking, problem solving and data analysis skills
- Must have excellent interpersonal, written and oral communication skills
- Must be team oriented and have excellent collaboration skills
- Advanced proficiency with MS Word, MS Excel, MS PowerPoint, and SQL
- Experience in Property Casualty insurance
- Experience in business process and/or data analysis and data profiling
- Ability to set priorities and perform multiple tasks
- Ability to solve practical problems; deal with concrete variables in situations; and to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
- Ability to adapt to a paperless environment
- Ability to develop excellent working relationships with Staff, Partners, Clients and Insurance Carriers
- Ability to communicate with others in an effective and friendly manner, one that is conducive to being a conscientious team member, fostering a spirit of goodwill, indicative of a professional environment and atmosphere
- Ability to be a team player and work cohesively with other Aspire General Insurance/Partners and Companies' staff to achieve company goals
- Ability to represent the Company in a professional manner and contribute to the corporate image
- Ability to thoroughly review claim files and provide feedback, direction and guidance
Benefits
- Medical
- Dental
- Vision
- HSA*
- PTO
- 401k
- Company observed Holidays
Company Overview
Aspire General Insurance Company is a California-domiciled, private passenger auto liability and physical damage carrier with combined management experience of over 100 years, servicing the needs of its customers. It was founded in 2013, and is headquartered in Rancho Cucamonga, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.aspiregeneral.com/.