McPherson Insurance Solutions - REMOTE – Part time or full time
Health Insurance Broker
Commission-based · Work from anywhere · Flexible schedule
Compensation
100% Commission with potential to earn six figures in the first year
Schedule
Flexible / Self-set
Location
100% Remote
Type
Independent Contractor
Overview
We’re looking for motivated, hard-working, reliable individuals who are ready to build their own book of business in the health insurance industry. This is a fully remote, commission-only opportunity with unlimited earning potential and zero micromanagement. If you’re driven, client-focused, and ready to be your own boss — we want to hear from you.
What You’ll Do
• Prospect and develop relationships with individuals, families, and small business owners
• Assess clients’ health coverage needs and recommend suitable insurance plans
• Present, explain, and compare health insurance products across multiple carriers
• Guide clients through the enrollment process and handle ongoing service needs
• Maintain accurate client records and stay current on plan offerings and regulations
• Renew and expand your existing book of business year over year
What We’re Looking For
• State health insurance license (required) – currently active or willing to obtain
• Experience selling individual, family, or group health plans preferred
• Strong communication and consultative sales skills
• Self-motivated with the ability to manage your own schedule and time
• Comfortable working remotely with video calls, CRM tools, and digital communication
• Knowledge of ACA marketplace, Medicare, or employer-sponsored plans is a plus
What We Offer
• Competitive commission structure with residual income on renewals
• Access to top-rated carrier contracts across major health insurance markets
• Flexibility to set your own hours and work from anywhere
• Back-office support, quoting tools, and carrier resources provided
• No sales quotas — your income is driven entirely by your effort and results
• Ongoing training and product updates to keep you competitive
• Top producer trips with all expenses paid (based on your personal production)
• Potential for promotion to Partner with annual partnership bonus opportunities
Additional skills and qualifications that are helpful in this role:
· People and communication skills are at the core. A health insurance broker needs to often explain complex, confusing coverage options in plain language — and do it in a way that builds trust rather than pressure. Active listening matters just as much as talking, since understanding a client's actual situation is what drives the right recommendation.
· Self-motivation and discipline are non-negotiable, especially for remote and commission-only roles. Without a manager setting your schedule, you have to have the ability to treat your pipeline like a business — prospecting consistently, following up diligently, and not letting slow weeks derail your momentum.
· Consultative sales ability will separate the average broker from a great one. In this role, you won’t be pushing a product. You will be diagnosing a need and matching it to the right solution. Clients can tell the difference, and it's what drives referrals and renewals.
· Resilience and patience matter more than in most fields. Health insurance sales comes with a lot of objections, delayed decisions, and clients who ghost. If you take rejection personally or burn out quickly, it will be difficult to last long in this role.
· Attention to detail and compliance mindset is critical in a regulated industry. Errors in plan selection, enrollment paperwork, or carrier submissions can have real consequences for clients. You will need to be thorough and stay current on regulations, plan changes, and carrier rules.
· Relationship-orientation over transaction-orientation is a big differentiator. You will be successful as a health insurance broker by building a book of business over many years of hard work — through renewals, referrals, and trust. It’s important that you think about the long-term client relationship and not just the first sale.
· Existing network or community ties help you build your book of business faster. If you are already embedded in a business community, a cultural group, or a specific industry niche, you will have an advantage in this industry because you have a natural prospect base.
Important: This is a 1099 independent contractor position. Brokers are responsible for their own licensure, computer and home office equipment, continuing education, and applicable taxes. No base salary or benefits are included.
How to Apply
If you want to get paid what you are worth while working from home, submit your resume. If selected, you will be invited to attend an informational Zoom meeting that will let you know more about this position, how the commissions work and what you need to do to get started. We review applications on a rolling basis and typically follow up within 3-5 business days.
Pay: $50,000.00 - $150,000.00 per year
Benefits:
• Flexible schedule
• Work from home
Work Location: Remote
Apply tot his job
Apply To this Job