Note: The job is a remote job and is open to candidates in USA. Credibly is a leading provider of capital solutions for small businesses, leveraging technology and data science to support business owners. They are seeking a Risk Research Specialist to conduct investigative research, validate business data, and analyze risk indicators to ensure the integrity of their underwriting process.
Responsibilities
- Conduct deep-dive investigative research into applicant information by cross-referencing multiple internal and external data sources to verify business legitimacy and financial health
- Analyze discrepancies in applicant documentation; independently resolve complex verification issues by applying sound critical thinking and judgment
- Maintain high standards of accuracy and thoroughness while meeting daily production benchmarks in a fast-paced fintech environment
- Partner with underwriting and partner relations teams to provide clear, actionable insights derived from your research, supporting Crediby’s goal of accelerated, right-sized capital solutions
- Identify and document patterns of risk or process inefficiencies to support platform enhancements and improve data quality
Skills
- Proven ability to synthesize information from various sources to form a clear, risk-based conclusion
- Demonstrated history of independently identifying issues and seeing them through to resolution, even when data is ambiguous
- Advanced proficiency with Microsoft Excel (e.g., data manipulation, VLOOKUPs, pivot tables) and experience with CRM or internet-based verification tools
- Excellent written and oral communication skills, with the ability to articulate complex risk findings to stakeholders
- 1-3 years of experience in data analysis, financial verification, underwriting support, or risk operations
- Ability to type 60+ WPM with high accuracy
Benefits
- Flexible working conditions, via hybrid remote/in-office work
- Generous PTO package
- 8 Paid Company Holidays
- Paid Parental Leave, Bereavement, and Jury Duty
- 401k with company match (and 100% vesting after 2 years)
- Medical insurance through BCBSM or BCN
- Dental and Vision provided by BCBS?
- HSA and FSA available, including LPFSA and Dependent Care
- Company paid life insurance and short-term disability
- Additional optional insurances
Company Overview
Credibly is a Fintech platform that uses data science and technology to offer finance for small businesses. It was founded in 2010, and is headquartered in Southfield, Michigan, USA, with a workforce of 51-200 employees. Its website is https://www.credibly.com.