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Posted May 21, 2026

Sr. Commercial Claims Examiner

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Our Sr. Commercial Claims Examiner enjoys robust benefits: • Remote work schedule! • Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term). • Financial Security: 401k Retirement Plan with a generous 9% match • Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members. What you can expect as a Sr. Commercial Claims Examiner: • * Verify facts of loss and pertinent information to analyze and confirm coverage. • Establish ultimate reserves (anticipated cost to bring file to closure based on known facts) as soon as practical and monitor to adjust at the time of any exposure changing event. • Explain and appropriately respond to insured's, public adjusters, attorney's and contractors during telephone contacts; as well as, contact the appropriate parties to obtain any needed information, provide timely investigation status updates, explain settlements and/or ultimate claim disposition. • Timely submit reserve and payment approval requests, as appropriate. • Identifyclaims requiring a Reservation of Rights and refer for management approval. • Formulate and execute appropriate ADR strategy in compliance with statutory guidelines. • Check e-mails and messages daily. Respond to all calls, emails, and questions daily. • Apply advanced negotiation skills to effectuate resolution of disputed claims with insureds or their legal representative. • Coordinate appraisal process, maintain communication necessary to ensure appraisal process is moving forward in timely fashion. • Draft denial letters for management approval. • Identify and refer claims with subrogation potential to the subrogation department. • Identify and refer cases with potential NICB fraud indicators. • Virtually investigate and resolve claims, asappropriate, with the use of video technology. • Close all files as appropriate in a timely and complete manner. • Serve as mentor and/or trainer, as needed, to junior adjusters. • Strictly adhere to Best Practices and operational guidelines, as well as all statutory requirements. • Interfaces with company clients, carrier, adjusters, or covered parties. Communicates with agents regarding status of claim. • Completes and/or reviews, approves, or elevates reservation of rights letters, payment explanation correspondence, denial letters, or partial denial letters, as applicable. • Resolves disputes regarding claims resolution. Responsible for reopening and re-evaluating claim, as necessary. • Participates in litigation when applicable. What we are looking for as a Sr. Commercial Claims Examiner: • Bachelor's degree • A minimum of 10 years of Commercial claims experience preferred. • In-depth professional knowledge of all aspects of claims operations. • Florida 520/620 license is required. • Ability to obtain AL, GA, NC and SC adjusters licenses. • Strong commercial coverage interpretation and claims handling background is required. • Must have commercial construction knowledge and be proficient in Xactimate. Apply tot his job Apply To this Job